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The health care reform bill enacted by President Obama in March 2010 will literally transform the fight against AIDS in America. This landmark legislation will expand health care access for 32 million Americans, including hundreds of thousands with HIV. AFC applauds President Barack Obama for his leadership and his unrelenting dedication to health care expansion.

The health care reform bill includes many provisions that will help people with HIV access health care, including the expansion of Medicaid to low-income adults without children; subsidies to make affordable private insurance available to individuals and employees in small businesses; steps to make the Medicare drug benefit more affordable by ending the coverage gap; and requiring health insurance companies to sell plans to everyone, regardless of pre-existing conditions. Health care reform will transform the fight against HIV, making possible long-term reductions in deaths and fewer infections.

Health Care Stories from Across the Country PDF Print
Wednesday, January 26, 2011

Health Care Stories from Across the Country

“I cannot get any insurance other than Medicare because of my HIV…because of my need to change drugs that become unbearable due to the side effects, my doctor has to go through a ‘state approval’ process which can be lengthy....” Ryan, Georgia

Quality public health insurance options would allow HIV-positive individuals on strict prescription med regimens like Ryan the opportunity to collaborate with his doctor and eliminate life-threatening, prescription approval wait times. Read Ryan's full story here.

“I lost my job, health insurance, home, car, savings, and credit rating along with my health, friends and dignity…” Christine Harris, Texas

Forcing vulnerable individuals suffering from chronic health conditions to wait two years before becoming eligible for Medicare jeopardizes their health by limiting access to proper, affordable treatment, and eliminating the Medicare waiting period will allow individuals access to continuous and reliable care immediately. Read Christine's full story here.

“I want to work, to be a productive member of society, however, by doing so, I risk losing what little health care I have and my drugs alone cost $41,000 last year, and that was not including the hospital visits I had the prior 3 years!...I find myself trying to decide between living off of the government to obtain medical care, or work and lose all of it.” Susan, Illinois

Susan should not have to choose between working and keeping medical coverage; expansion of current government-funded health assistance programs like Medicare to a more realistic and inclusive federal poverty level could allow her to work and continue to receive much-needed state support. Read Susan's full story here.

“Because I was on disability, COBRA allowed me to extend coverage by 11 months, but at the same time it allows providers to increase premiums by 50%. Of course the insurer did so, and now I’m paying $750 per month – nearly half of my SSD benefits – for insurance... ” Nelson, Mississippi

Inadequate public health care options forces individuals like Kyle to go uninsured while waiting for Medicare eligibility, which puts already economically-underprivileged people at a greater disadvantage of accessing quality health care at the most vulnerable time. Read Nelson's full story here.

Read more stories here.




AFC’s Healthcare Hero-in-Chief, Melanie Paul PDF Print
Wednesday, January 26, 2011

AFC’s Healthcare Hero-in-Chief, Melanie Paul

On August 4th, AFC’s very own Supportive Housing Program Coordinator Melanie Paul shared the podium with Illinois Governor Pat Quinn, State Treasurer Alexi Giannoulias, U.S. Reps. Jan Schakowsky and Danny Davis (D-Chicago), and others to demand real health care reform at a major Chicago rally. Melanie told her story to let Congress know that yes, it can be nearly impossible to stay healthy when you have a medical history, even if you are employed and insured. She is just one of millions of Americans whose very wellbeing is put at risk because of our broken health insurance system.

See pictures from the rally here.




AFC’s Munar talks health reform on CNN PDF Print
Wednesday, January 26, 2011

AFC’s Munar talks health reform on CNN

Check out the AIDS Foundation of Chicago's (AFC) Vice President David Munar live on CNN talking about why people living with HIV/AIDS need comprehensive health care reform.

Media interested in interviewing HIV-positive people about health-coverage issues should contact AFC VP of Communications Johnathon Briggs at jbriggs@aidschicago or 312-334-0922.




Uninsured? HIV+? Moderate-income? New health insurance option! PDF Print
Thursday, September 02, 2010

The Illinois Department of Insurance recently launched the new Illinois Pre-Existing Condition Insurance Plan (IPXP).  The plan is designed for uninsured people with HIV and other preexisting conditions (including hepatitis, cancer, diabetes, heart disease and others).  Because the plan is federally subsidized, the premiums are much more affordable than other high-risk insurance plans.  This is one of the first provisions of the federal health reform law that is helping people who are uninsured.

Interested individuals should act immediately, since only about 5,000 people will be able to enroll.

Persons who enroll in IPXP will pay premiums based only on their age, where they live, and whether they use tobacco. In the Chicago area, for example, a non-smoker under age 35 will pay a premium of $149 per month; a 40-year-old non-smoker will pay $230; a 50-year-old, $338; and a 60-year-old, $526. The rates are lower outside Chicago. The plan will provide enrollees with comprehensive health care benefits, including primary care, specialty care, hospital care, and prescription drugs. It will have a $2,000 annual deductible and 80/20 percent cost-sharing for all services, including prescriptions. It is estimated that you will not spend more than $1,600 a year for prescriptions.

ADAP will be able to help pay the deductible and copayment for HIV medications, so peopel with HIV may be able to obtain HIV medications at no cost. 

To learn about or enroll in IPXP, visit the Illinois Department of Insurance at http://www.insurance.illinois.gov/ipxp/ or call 877-210-9167.  Enrollment is on a first-come, first-served basis.  A brochure is also available.




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